Who is eligible for Medicare Federal Health insurance?
- Persons age 65 or older, or younger persons who might qualify due to disability of at least 24 months
- U.S. Citizens or permanent legal residents who have lived in the United States for at least five continuous years. Undocumented immigrants are not able to get Medicare. An immigrant with a green card who has lived in the U.S. at least five years and is of eligible age may qualify for Medicare.
Medicare for immigrants may cost more than it does for U.S. citizens. Most U.S. citizen beneficiaries receive premium-free Medicare Part A because they paid Medicare taxes while working for about 10 years or longer. All persons without qualifying work history, as determined by the Social Security Administration, have to pay a monthly premium for Medicare Part A. The amount varies depending upon the number of work years you paid into the system. Medicare Part B Medical coverage, Part D prescription coverage, and private Medigap secondary insurance plans may also charge monthly premiums.
In 2021, Medicare Part A premiums can cost up to $471 per month. The standard Part B premium is $148.50 per month in 2021, and Part D premiums vary by plan.
The Medicare Medicaid Assistance Program, known as MMAP, is the State Health Insurance Information Program, or “SHIP”, in the State of Michigan. MMAP benefits counselors are certified and trained to assist Medicare eligible beneficiaries as they navigate the ins and outs of Medicare. A MMAP counselor can help you understand your Medicare costs, savings and coverage options. Contact MMAP by calling 1-800-803-7174. Benefits Counseling is funded in part by the Calhoun County Senior Millage.