Spring is here, and while the warmer weather is very welcome, it tends to bring with it door-to-door scammers posing as contractors promising affordable home improvements. Unfortunately, these types of scams are on the rise, but knowing the signs of contractor scams can prevent you from losing a lot of money.
Oftentimes, scammers posing as contractors will offer deals on home improvements such as roof repairs, driveway resurfacing, and exterior painting. These scammers tend to target seniors more than any other group. They may pressure homeowners to make a quick decision, explaining that the deal is only available for a short time, or that they only have a limited time to complete the job before they have to move on.
These people are rarely licensed or insured and often require large payments up front. After payments are received, the scammers either fail to complete the work or provide substandard work that causes more problems for the homeowner.
If you are in need of a contractor for your home improvements, make sure you employ a reputable and licensed local contractor. Be very cautious of contractors who claim to have offices out of town. It is very difficult to verify licenses and insurance for out-of-town companies and hard to pursue them if you are scammed.
When you begin to look for a contract, take the time to shop around. Get at least three bids and let each company or contractor know that no immediate decision will be made. Also, be sure to request identification, licenses and insurance information for all contractors who will be working on your home.
As the weather gets warmer, remember all solicitors in the City of Battle Creek require a license. Check with your local clerk before purchasing anything from someone selling door-to-door. You can verify whether or not a person providing home repair, building, or other trades has an appropriate license through the Department of Licensing and Regulatory Affairs at (517) 241-6470.
If you would like more information about how to spot the signs of contractor scams or other financial scams targeted toward seniors, contact CareWell Services at (269) 966-2450. We’re here to help!