Even if you have insurance coverage through current employment, you may still need to make some important Medicare enrollment decisions about Part A (Hospital Insurance) and Part B (Medical Insurance) when you are turning 65. It’s important to understand how your current coverage works with Medicare before making any enrollment decisions. If your workplace offers…

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Medicare Part A covers inpatient hospital, limited skilled nursing facility, and some home health care services.  The Medicare Part A inpatient hospital deductible is $1,484 in 2021. It covers beneficiaries’ share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period. In 2021, beneficiaries must pay a coinsurance of…

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You may be eligible to save on your Medicare costs!  The Extra Help Program is a Low-Income Subsidy (LIS) which helps some Medicare beneficiaries get reduced monthly prescription premiums, co-pays and/or annual deductibles related to their Medicare Prescription Drugs. The 2021 eligibility limits are below. Income limit is $1,630 or less for an individual or…

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January begins the annual General Enrollment Period for Medicare Parts A and B. If you have to buy Part A and didn’t take it when eligible, or didn’t take Part B medical coverage when first eligible, or if you cancelled your Medicare and you now want it back, you may sign up between January 1-March…

Read more

Watch your mail for your New Part D insurance cards. December 7, 2020, is the final day of 2021 Open Enrollment for Medicare Prescription Drug Part D and Medicare Advantage with Part D. Changes made will be effective beginning January 1, 2021.   Persons who enrolled or made changes to their plan choices during the October…

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Medicare Part D and Medicare Advantage Plan Open Enrollment phone appointments are available at local MMAP Offices: CareWell Services SW at 800-803-7174, for Battle Creek area Calhoun County Office of Senior Services at 269-781-0846 for Marshall area Forks Senior Center at 517-629-3842 for Albion and surrounding area Albion Healthcare Alliance at 517-629-5080 in Albion Barry…

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If you are a Caregiver or next-of-kin, it is important to file proper forms with government agencies in advance of health emergencies.  For Medicare, you need legal authorization anytime you’re acting on behalf of a beneficiary. You can’t enroll another person in Medicare, a Prescription Drug Plan, or a Medicare Advantage Plan–even your spouse–unless you…

Read more

In May, the Center for Medicare and Medicaid Services announced a new nationwide Medicare prescription $35 cap on insulin co-pays, even during “the donut hole.” This is good news for many insulin-using Medicare beneficiaries, but there are some things to know about this new cap. The insulin savings does not take effect until 2021.  Not…

Read more

On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Annual Medicare rates are adjusted according to the Social Security Act. The standard Medicare Part B monthly premium will be $144.60 for 2020, up $9.10 from…

Read more

Do you make insurance decisions for a Medicare or Medicaid beneficiary? Filing proper forms with government agencies will save you lots of frustration!  For Medicare, you need legal authorization anytime you’re acting on behalf of a beneficiary. You can’t enroll another person in Medicare, a Prescription Drug Plan, or a Medicare Advantage Plan–even your spouse–unless…

Read more

Even if you have insurance coverage through current employment, you may still need to make some important Medicare enrollment decisions about Part A (Hospital Insurance) and Part B (Medical Insurance) when you are turning 65. It’s important to understand how your current coverage works with Medicare before making any enrollment decisions. If your workplace offers…

Read more

Medicare Part A covers inpatient hospital, limited skilled nursing facility, and some home health care services.  The Medicare Part A inpatient hospital deductible is $1,484 in 2021. It covers beneficiaries’ share of costs for the first 60 days of Medicare-covered inpatient hospital care in a benefit period. In 2021, beneficiaries must pay a coinsurance of…

Read more

You may be eligible to save on your Medicare costs!  The Extra Help Program is a Low-Income Subsidy (LIS) which helps some Medicare beneficiaries get reduced monthly prescription premiums, co-pays and/or annual deductibles related to their Medicare Prescription Drugs. The 2021 eligibility limits are below. Income limit is $1,630 or less for an individual or…

Read more

January begins the annual General Enrollment Period for Medicare Parts A and B. If you have to buy Part A and didn’t take it when eligible, or didn’t take Part B medical coverage when first eligible, or if you cancelled your Medicare and you now want it back, you may sign up between January 1-March…

Read more

Watch your mail for your New Part D insurance cards. December 7, 2020, is the final day of 2021 Open Enrollment for Medicare Prescription Drug Part D and Medicare Advantage with Part D. Changes made will be effective beginning January 1, 2021.   Persons who enrolled or made changes to their plan choices during the October…

Read more

Medicare Part D and Medicare Advantage Plan Open Enrollment phone appointments are available at local MMAP Offices: CareWell Services SW at 800-803-7174, for Battle Creek area Calhoun County Office of Senior Services at 269-781-0846 for Marshall area Forks Senior Center at 517-629-3842 for Albion and surrounding area Albion Healthcare Alliance at 517-629-5080 in Albion Barry…

Read more

If you are a Caregiver or next-of-kin, it is important to file proper forms with government agencies in advance of health emergencies.  For Medicare, you need legal authorization anytime you’re acting on behalf of a beneficiary. You can’t enroll another person in Medicare, a Prescription Drug Plan, or a Medicare Advantage Plan–even your spouse–unless you…

Read more

In May, the Center for Medicare and Medicaid Services announced a new nationwide Medicare prescription $35 cap on insulin co-pays, even during “the donut hole.” This is good news for many insulin-using Medicare beneficiaries, but there are some things to know about this new cap. The insulin savings does not take effect until 2021.  Not…

Read more

On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Annual Medicare rates are adjusted according to the Social Security Act. The standard Medicare Part B monthly premium will be $144.60 for 2020, up $9.10 from…

Read more

Do you make insurance decisions for a Medicare or Medicaid beneficiary? Filing proper forms with government agencies will save you lots of frustration!  For Medicare, you need legal authorization anytime you’re acting on behalf of a beneficiary. You can’t enroll another person in Medicare, a Prescription Drug Plan, or a Medicare Advantage Plan–even your spouse–unless…

Read more